• If you have the European Health Insurance Card (EHIC), you must bring the card in order to prove that you have health insurance coverage in your home country. A valid European Health Insurance Card means that all treatments deemed medically necessary by medical professionals during your stay in Austria are covered. However, please note that routine medical check-ups and/or screenings are not covered. Please check with your insurance provider in your home country which treatments are covered and how to proceed in case you need to see a doctor abroad. In case your Austrian doctor does not recognize your European Health Insurance Card, point out that you have a valid European insurance and are therefore eligible for free treatment as long as it is deemed medically necessary.

• If you are an EEA citizen but do NOT have a European health insurance card, please read our recommendations for non-EEA citizens below carefully, even if you do not need a visa.

You are required to have insurance coverage for your stay prior to your arrival in Vienna as a condition for your student residence permit.

We have listed below the two best options for health insurance coverage for students in Austria. Of course, you can also look for another provider, but you have to make sure that the insurance policy is compatible with the student residence permit.

We recommend the following two options for your health insurance coverage:

ÖGK: Public insurance plan for students from the Österreichische Gesundheitskasse (ÖGK)

This plan covers medical care in cases of illness or accident, as well as any treatments deemed medically necessary at the cost of approximately €73 per month. In order to apply for this insurance plan, you have to submit the following documents:

• Application form (in German)

• Enrollment information sheet ("Studienblatt")

• Passport or ID

• Confirmation of residence registration (“Meldezettel”)

• You must submit the application to the headquarters or one of the district offices in Vienna in person

Private health insurance

Alternatively, you may purchase private health insurance coverage through one of the following recommended providers: UNIQA, Generali, Wiener Städtische, Allianz, Care Concept AG, and DONAU-Versicherung. The residence permit authorities generally accept these insurance companies.

It is crucial that your insurance does not include waiting periods, cost caps or an exclusion of certain risks. Further, the insurance company must pay for any kind of treatment in Austria if deemed medically necessary. To be recognized by the residence authorities as a “health insurance covering all risks”, the respective insurance company must provide a written statement confirming that the insurance fulfils the above stated requirements. Note that this statement has to be signed in addition to the insurance policy. On this webpage, you can find a list of template statements (available in German only) sorted by accepted insurance providers.

For international students who do not speak German, we recommend the webpage of Care Concept since it offers information in English. If you plan to close a contract with another provider, please note that insurance contracts and information may only be available in German. In this case, you should only sign the contract if you are advised by English-speaking staff.